Workers Compensation Insurance
Insurance Protection For Your Employees
Insurance Protection For Your Employees
Discover how Monteleone Insurance Services’ Workers Compensation Cost Reduction Plan, can help your business at NO COST by focusing on these exact areas:
1. Insurance Company Selection & Audit Premium Analysis – We will check to make sure your workers compensation policy is written with the most competitive insurance carrier: Lowest Loss Cost Multiplier (aka lowest overhead), Largest Discounts, and Largest Dividends (return of premium). We will check to make sure you have not overpaid like 50% of other businesses: Review Job Classifications, Payroll and Exempt Payroll.
2. Compliance, & Prevention – Our clients at no cost receive digital compliance and safety tools. Receive OSHAlogs to stay OSHA Compliant/Record Incidents Promptly. Receive AutomateSafety to provide your employees with constant safety training resources. Build a strong insurance resume and company culture around safety to keep premiums down for years! We can control your premiums, together.
3. Injury Management & Return To Work Program – Injuries may be inevitable! We help you build a process to report the claim timely, guide your employee to receive prompt treatment, and build a Recover-At-Work-Program. The longer your employee is out, the bigger the hard and soft costs become. Claims increase your premiums for at least 3-Years! Know what to do immediately if one happens, and how to keep its impact down.
4. Experience Modification Reduction – Your Ex-Mod, experience rating is everything! The Ex-Mod is a numerical debit or credit to your workers comp policy in regards to the likelihood of a claim (anything below 1.0 is a credit, and above 1.0 is a debit). Not only preventing claims, but reporting claims on time, and closing out claims in time is pivotal to keeping your rates down for the next 3 years at a minimum. This is where we help.
7 Workers Compensation Secrets Costing You A Bundle
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